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Questions about who is eligible for a VA loan and reuse of eligibility for another VA loan. Q : How do I apply for a VA guaranteed loan? A : You can apply for a VA loan with any mortgage lender that participates in the VA Home Loan program. At some point, you will need to get a Certificate of Eligibility from VA to prove to the lender that you are eligible for a VA loan. Q : How do I get a Certificate of Eligibility? A : Complete a , Request for a Certificate of Eligibility: You can apply for a Certificate of Eligibility by submitting a completed , Request For A Certificate of Eligibility For Home Loan Benefits, to the , along with proof of military service. In some cases it may be possible for VA to establish eligibility without your proof of service. However, to avoid any possible delays, it’s best to provide such evidence. Q : Can my lender get my Certificate of Eligibility for me? A : Yes, it’s called ACE (automated certificate of eligibility). Most lenders have access to the ACE (automated certificate of eligibility) system. This Internet based application can establish eligibility and issue an online Certificate of Eligibility in a matter of seconds. Not all cases can be processed through ACE – only those for which VA has sufficient data in our records. However, veterans are encouraged to ask their lenders about this method of obtaining a certificate.